Structure Formation

The Right Setup for How You Run Your Business

Business structure is one of the highest-leverage decisions any owner or investor makes. Adroit Tax Consulting helps you choose between sole trader, partnership, company, discretionary trust, or SMSF based on how you actually trade, the assets you need to protect, and the tax outcomes you want over the next five years.

We work with new owners setting up from scratch, established operators restructuring as they grow, and investors building family wealth through trusts or SMSFs. Most clients come to us before they speak to a lawyer, so the tax position drives the legal setup, not the other way around.

Marsden Park, Blacktown, and Western Sydney clients get face-to-face strategy sessions, while broader Sydney and NSW clients work with us by phone and video. Every recommendation considers current rules, your timeline, and what's realistic to administer year on year.

Structure Advice That Holds Up Long-Term

CA-qualified advice for business owners and investors who want the structure right the first time, with ongoing tax support built in.

A Strategy Session, Not a Sales Pitch

We start with a 60-minute strategy session to understand your goals, your risk profile, and what you're trying to protect. From there we present two or three viable structures with the tax, cost, and compliance picture for each, so you can choose with full visibility.

Once you decide, we coordinate the setup with a trusted legal partner, lodge ASIC and ATO registrations, organise Director IDs where required, and integrate the new entity with your tax and compliance from day one. You're up and running in two to three weeks, with NSW land tax, payroll tax, and foreign-beneficiary surcharge implications mapped out before you sign anything.

Common Questions About Business Structures

• Should I trade as a sole trader or set up a company?

  It depends on your income, risk exposure, and growth plans. Sole traders pay tax at marginal rates and carry personal liability, while companies pay 25% or 30% and limit liability but cost more to run. We model both scenarios against your real numbers before recommending.

• Is a family trust the right structure for me?

  Discretionary trusts can be powerful for income splitting and asset protection, but they only work where there are multiple adult beneficiaries with lower tax brackets to distribute to. We assess whether the tax savings justify the setup and ongoing costs in your situation.

• Can you help me set up an SMSF for property investment?

  Yes, though SMSFs are not for everyone. We review your super balance, contribution capacity, and investment plan before recommending. SMSFs generally work best with combined balances above $200,000 and a clear long-term strategy, otherwise the costs outweigh the benefits.

• What does it cost to set up a company or trust?

  Company setup typically runs $1,500 to $2,500 including ASIC fees, ABN, TFN, GST registration, and our advisory work. Trust setup is generally $2,000 to $3,500 depending on the deed. SMSF setup is more involved and quoted after a needs assessment.

• Will I need a lawyer as well?

  For most structures, no. We handle the registrations, ASIC documentation, and tax setup in-house. For complex trusts or where bespoke deed clauses are needed, we coordinate with a trusted commercial lawyer and manage the process so you only deal with one point of contact.

• When should I review my existing structure?

  Common triggers are profit consistently above $100,000 to $120,000, bringing in a partner or investor, acquiring property through the business, separation or estate planning changes, or preparing to sell. Restructuring at the wrong time can trigger CGT and stamp duty, so book a review before you commit to any change.